Stay ahead
Account for future income and expenses before they actually occur.
Get a personal financial plan with a forecast of your future balance
Balansly accounts for recurring income and expenses, forecasts your balance 12 months ahead, and shows how planned purchases will affect your budget. Your personal financial plan helps you manage money with greater clarity and make decisions in advance.
True financial freedom begins when you stop simply recording the past and start planning your future.
Manage your future balance without logging every purchase
Expense tracking shows where your money has already gone. A personal financial plan helps you account for income, payments, and purchases in advance and see how they affect your future balance.
Turn goals into a plan
Evaluate a vacation, major purchases, or an emergency fund as scenarios with specific amounts and timelines.
Stay in control
Spot financially demanding months early and adjust your plans.
Look a year ahead
Use a 12-month forecast to account for seasonal expenses and the long-term impact of your decisions.
Why planning goes further than simply tracking expenses
Expense tracking
- Shows your spending history
- Helps you understand where your money went
- Shows past outcomes
Planning
- Shows a balance forecast
- Helps reduce expenses
- Lets you plan before commitments are due
- Provides insight into future financial pressure
Features
Budget Planning
Plan purchases and expenses with their impact on your annual budget. Automatic forecasting shows your balance for the next 12 months.
Recurring Transactions
Plan future income and payments. Upcoming transactions make your finances easy to manage and understand.
Overall Balance
All accounts in one place. Track total balances by currency and crypto with one clear interface.
Category Management
Split expenses by category. This helps you see where money goes and which categories need attention.
History and Analytics
Analyze balance trends and improve financial planning.
One‑tap Updates
Update your balance in one simple action, everything else is automatic.
How it works
Add accounts
Accounts for each currency
Add wallets for all your accounts, bank cards, and even cash. Choose the right currency or cryptocurrency for each wallet. Your overall balance is automatically summed by currency. Update balances in one simple action.
Plan transactions
All transactions in one place
Add recurring income and expense transactions. They are automatically included in your budget forecast and help you plan for large purchases, education, or vacations. Use planned transactions to stay in control of your spending.
Track balances
Overall balance by currency
Balances from all accounts and wallets are automatically summed by currency, helping answer the question of how much money is available. Balance history helps improve financial planning.
Don’t forget upcoming expenses
All upcoming expenses in one place
Upcoming income and expenses help you remember regular payments, and the total amount of upcoming transactions for the rest of the month and each following month helps you better plan ahead.
Analyze your budget
Control income and expenses
Use planned transactions to keep your budget under control. Add new expenses to see how they affect your balance. Spread large purchases across months to balance income and expenses.
FAQ
Can I use Balansly for free?
Balansly provides all essential tools for budgeting and planning for free. You don’t need a subscription. When new tools are added, existing features will remain free.
Does it support multiple currencies?
Balansly supports transactions and accounts in any currency and popular cryptocurrencies. You can choose any currency for your accounts, cards, wallets, and transactions. The app helps you track balance and budget for each currency you use.
Does it support recurring expenses?
Balansly supports one-time and recurring income and expense transactions. You can configure the repeat schedule for each transaction to match your needs.
Is the app safe?
Balansly pays close attention to data security. The app stores all data only on the user’s device and never transmits it to external servers or cloud services.
Build a healthier budget today
Plan your income and expenses in advance, so you can stay ahead instead of simply reacting to what has already happened.